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Real Estate Finance

Whether you’re a borrower or a lender, our expert team has extensive experience advising on a wide range of property finance matters. We act for a wide range of financial institutions, including major retail banks, bridging lenders, mezzanine finance providers, and alternative finance institutions. Our expertise also extends to assisting corporate and individual borrowers in navigating the complexities of secured finance. 

We advise on, negotiate, and draft all key finance documents, including loan and facility agreements, legal charges and bridging loan arrangements – always with a sharp focus on getting the deal done smoothly and efficiently.

If you wish to speak to someone regarding property finance, please call us on: 01403 456430 or email us: info@lewisdenley.com today.

Our team specialise in real estate and development finance transactions, as well as loans secured against a diverse range of assets, including fixed and floating charges over business assets.

Our approach is commercially focused, ensuring that our advice aligns with both immediate financial objectives and long term business strategies.

Our Secured Lending Services

  • Bridging loans
  • Buy-to-let loans
  • Charges over shares
  • Commercial development loans
  • Debentures
  • General security documentation
  • Inter creditor deeds
  • Legal charges
  • Loan facility agreements
  • Loans to HMOs and other properties
  • Real estate investment loans
  • Residential development loans
  • Residential investment loans

Advice for Lenders
When acting for lenders, we ensure that facility agreements accurately reflect the agreed commercial terms and provide certainty regarding repayments and enforcement. Our team advises on financing structures and the suitability of security packages to maximise lender protection. We also review existing finance documents, recommend necessary amendments, and draft bespoke precedent finance documentation. Comprehensive due diligence on security is a fundamental part of our service, ensuring lenders are fully protected.

Advice for Borrowers
For borrowers, we offer clear and practical advice on facility agreements and security documents, ensuring they fully understand their obligations and potential risks. We negotiate to remove or amend any unduly restrictive or onerous terms, providing borrowers with the flexibility they need to meet their business objectives. Given the time sensitive nature of many secured lending transactions, our team is experienced in working to tight deadlines while maintaining the highest standards of legal service.

Why choose Lewis Denley?

With a deep understanding of real estate finance and a commitment to commercial pragmatism, Lewis Denley delivers expert, client-focused advice. Whether you are a lender looking to protect your investment or a borrower seeking the most favourable terms, our team will guide you through every stage of your secured lending transaction.

Our first step is to understand your business, objectives, and any specific concerns you may have. From there, we tailor our approach to align with your commercial priorities, providing strategic market insight and innovative solutions to even the most complex challenges.

We focus on protecting your commercial and financial interests, handling all negotiations with your best outcomes in mind. Recognising the importance of cost certainty and value for money, we are happy to discuss and agree fixed fees in most cases.

Contact us today to discuss how we can support your property finance needs on: 01403 456430, or email: info@lewisdenley.com.

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Lewis Denley dealt with our sale of an unusual property on behalf of my family. The sale was not particularly straightforward, but Heather Gaffney was diligent, logical and attentive. She dealt with all the hiccups along the way swiftly and efficiently.

We were impressed from the start of our dealings with her, and their pricing is very fair.

We think they are the best solicitors we have ever used.Without any hesitation, we highly recommend Lewis Denley. Five stars.

Melanie Barren

Lewis Denley dealt with our sale of an unusual property on behalf of my family. The sale was not particularly straightforward, but Heather Gaffney was diligent, logical and attentive. She dealt with all the hiccups along the way swiftly and efficiently.

We were impressed from the start of our dealings with her, and their pricing is very fair.

We think they are the best solicitors we have ever used.Without any hesitation, we highly recommend Lewis Denley. Five stars.

Melanie Barren

Lewis Denley dealt with our sale of an unusual property on behalf of my family. The sale was not particularly straightforward, but Heather Gaffney was diligent, logical and attentive. She dealt with all the hiccups along the way swiftly and efficiently.

We were impressed from the start of our dealings with her, and their pricing is very fair.

We think they are the best solicitors we have ever used.Without any hesitation, we highly recommend Lewis Denley. Five stars.

Melanie Barren

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